{"service":"Royal Ruby — Paid US consumer-rights law citation lookup","operator":"Royal Agentic Enterprises","description":"Pay USDC, get citations + plain-English summaries of US federal and state consumer-protection law (FCRA, FDCPA, TILA, state UDAP statutes, debt-collection rules, credit-reporting timelines, statute of limitations). Information service for legal research — NOT legal advice. Useful for paralegals, journalists, consumer-rights AI agents, and dispute-letter drafting bots.","pricing":{"law-lookup":"$0.01"},"model":"claude-haiku-4-5-20251001","disclaimer":"This service returns legal citations and summaries for informational purposes only. It does not provide legal advice. Verify all citations independently before relying on them.","contact":"jadedfocus@gmail.com"}